Those who are in enough financial trouble to be contemplating bankruptcy will, if they are homeowners, often also find themselves having to think about the prospect of what it would be like to lose their homes to foreclosure. Your mortgage payment is typically the largest of your bills, and when you are already juggling bills it can be like trying to juggle a bowling ball.
There is a saying that, “Desperate times call for desperate measures.” But the trouble is, when you feel like your back is against the wall, that does not put you into an empowered frame of mind when you are making critical choices about your finances that can have ripple effects on your job and your loved ones. What you need is a chance to consider your options in a calm and orderly manner, so you can make the best possible decisions based on all of the options available to you – some of which you may not even be aware of.
At the law firm of Minnillo Law Group Co., LPA, we understand what it means for distressed Ohio homeowners to face these questions. We help our clients to identify financial and legal options that they might not know are available, and we can help you in the same way. We can assist you to calmly and carefully assess your current financial situation, to identify ways to work cooperatively with your mortgage lender, and to aid you in choosing the best plan of action for your unique circumstances.
You can contact us online for an initial consultation or call us to schedule an appointment at one of our offices in Cincinnati or Dayton. We are experienced bankruptcy and foreclosure attorneys. Let us help you to navigate these potentially treacherous financial waters, so you can stay in your home and concentrate on other important matters.