Bankruptcy is a legal proceeding governed by the rules and procedures of the U.S. Bankruptcy Court. It is much different from other civil proceedings in federal court, however.
If you choose to file Chapter 7 or Chapter 13 bankruptcy, our firm will handle all aspects of your case, including dealings with your creditors.
Your primary responsibilities will be to:
- Provide us with accurate information about your income, debts and assets
- Attend a debt counseling session (in person, by phone or over the Internet)
- Appear before the bankruptcy trustee in a brief hearing
Before you enter the hearing room, your lawyer will explain the purpose of the hearing.
Here’s what you can expect:
The bankruptcy hearing will be held in a conference room, not a courtroom. A bankruptcy trustee will preside, not a judge. The hearing itself will not be confrontational or adversarial in nature. Rather, it will be conducted in a businesslike manner.
An attorney at our firm will be present to represent your interests. Your only responsibility in the hearing will be to truthfully answer a few questions under oath. While creditors are entitled to attend the hearing and make objections, they rarely if ever do so in consumer bankruptcies.